INCOME TAX PLANNING

tax  bracket  analysis

Customized tax management has become a differentiating feature of many investment programs; packaging investment expertise in an even broader, more efficient manner.  A tax-efficient advisor will attempt to mitigate the impact of tax consequences for the underlying investments while maximizing performance.

future  liability  analysis

We analyze our client's investments to encourage them to redirect planned, non-deductible IRA contributions to their taxable portfolios where earnings are eligible for favorable capital gains treatment and provide the possibility of harvesting and using losses to reduce future taxes.

gift  tax  and  charitable annuities

When conducting this type of activity you should always consult your advisor to make sure you meet the specific disclosure rules for any significant non-gift or gift transactions with relatives.  These programs make it possible to have long lasting effects for your charities, as well as having proven techniques for securing a lifetime of income and for minimizing taxes. 

capital  gains  strategies

Deciding when to recognize gains and thereby postponing the tax liability is a choice requiring careful scrutiny, but can be beneficial to your estate by working with a qualified advisor.